NGA Financial LLC operates MyMoneyNeedsDirection.com. We respect your privacy and believe you should understand how information may be collected and used when you interact with this website. This policy is intended to explain those practices in clear language.
About This Privacy Policy
This Privacy Policy applies to information collected through MyMoneyNeedsDirection.com and through website features, forms, resources, and communications associated with the website.
By using this website, you acknowledge the information practices described in this Privacy Policy.
This policy does not control the privacy practices of independent third-party websites or services that you may visit through links on our website.
Information We May Collect
The information we collect depends on how you interact with the website.
Information You Provide
You may voluntarily provide information when you request a resource, complete a form, contact us, make a purchase, or otherwise communicate with us.
This information may include:
- Your name
- Email address
- Telephone number, if requested and provided
- Information you enter into website forms
- Questions, comments, or messages you send to us
- Order or transaction-related information
- Other information you voluntarily choose to provide
Information Collected Automatically
When you visit the website, certain technical information may be collected automatically by the website or the technology providers that help us operate it.
This may include:
- Internet Protocol (IP) address
- Browser type
- Device type
- Operating system
- Approximate location derived from technical information
- Referring website or page
- Pages viewed and interactions with the website
- Date and time of visits
- Cookie or similar technology information
How We May Use Information
We may use information collected through the website for legitimate business and operational purposes, including to:
- Provide resources, information, books, or services you request
- Deliver the 48-Hour Money Direction Quick Start or other requested educational resources
- Respond to questions, requests, and customer-service inquiries
- Process, support, or facilitate purchases and orders
- Send administrative or transactional communications
- Send educational or promotional communications where permitted and consistent with your choices
- Operate, maintain, secure, and improve the website
- Understand how visitors use and interact with the website
- Detect, investigate, or prevent fraud, abuse, security incidents, or other harmful activity
- Comply with applicable laws, legal processes, and regulatory requirements
- Protect our rights, property, users, and business
We may also use information for other purposes that are disclosed to you when the information is collected or as otherwise permitted by law.
How Information May Be Shared
We may provide information to service providers and other parties when reasonably necessary to operate the website, deliver requested services, process transactions, communicate with visitors, maintain security, or conduct our business.
These may include providers that support functions such as:
- Website hosting and website operation
- Customer relationship management
- Email and communication services
- Forms and resource delivery
- Payment and transaction processing
- Order fulfillment and shipping
- Analytics and website performance
- Security, fraud prevention, and technical support
We may also disclose information when reasonably necessary to comply with applicable law, respond to lawful requests or legal process, enforce our agreements, protect rights or safety, investigate fraud or security concerns, or in connection with a business transaction such as a merger, acquisition, financing, reorganization, or sale of assets.
Important: Third-party service providers may have their own privacy practices and policies. Their handling of information is also subject to their applicable terms and privacy policies.
Cookies and Similar Technologies
MyMoneyNeedsDirection.com and the technology services that support the website may use cookies, pixels, tags, local storage, or similar technologies.
These technologies may help operate website features, remember preferences, maintain security, understand website traffic and performance, and improve the visitor experience.
Depending on the technologies used on the website, some third-party providers may also collect information through cookies or similar technologies under their own privacy policies.
Most browsers allow you to control or delete cookies through browser settings. Blocking certain cookies may affect the operation or functionality of some website features.
Email and Other Communications
If you provide your email address, we may use it to deliver a resource you requested, provide information related to your request or transaction, respond to you, and, where permitted, send educational or promotional communications.
Marketing emails should include an unsubscribe option when required. You may use that option to stop receiving future marketing emails.
Even if you unsubscribe from marketing communications, we may still send non-promotional messages when appropriate, such as communications concerning an order, request, transaction, security matter, or other service-related issue.
Purchases and Payment Information
When you purchase a book or other product through the website, payment and transaction information may be processed by third-party payment processors or other service providers involved in completing the transaction.
Those providers may collect information needed to process the transaction in accordance with their own terms and privacy practices.
NGA Financial LLC may receive transaction-related information such as your name, contact information, order details, payment status, shipping information, and other information needed to support or fulfill your order.
Third-Party Websites and Links
Our website may contain links to websites, products, services, books, or resources operated by third parties. This includes links on our Recommended Reading page and may include affiliate links.
When you leave MyMoneyNeedsDirection.com and visit a third-party website, that third party's terms and privacy practices apply. NGA Financial LLC does not control the privacy practices of independent third-party websites.
We encourage you to review the privacy policies of websites and services you choose to visit.
Children's Privacy
MyMoneyNeedsDirection.com is intended for adults and is not directed to children under 13.
Although our educational content may discuss families, parents, children, and teaching children about money, we do not knowingly seek to collect personal information directly from children under 13 through this website.
If you are a parent or legal guardian and believe a child under 13 has provided personal information directly through this website, please contact us at [email protected] so that we can review the matter and take appropriate action.
Information Security
We use reasonable administrative, technical, and organizational measures intended to help protect information against unauthorized access, loss, misuse, alteration, or disclosure.
However, no website, network, electronic transmission, or storage system can be guaranteed to be completely secure. You should use appropriate care when providing information online.
Data Retention
We may retain information for as long as reasonably necessary for the purposes for which it was collected, including to provide requested services, maintain business and transaction records, resolve disputes, maintain security, enforce agreements, and comply with applicable legal, accounting, or regulatory obligations.
Retention periods may vary depending on the type of information, the purpose for which it was collected, and applicable requirements.
Your Privacy Choices and Requests
Depending on where you live and the laws that apply, you may have certain rights or choices regarding personal information.
You may contact us to ask a question about our privacy practices or to request that we review a request concerning personal information associated with you.
Where applicable, this may include requests concerning access, correction, or deletion of certain personal information, or other rights provided by applicable law.
We may need to verify your identity before processing certain requests. Some information may also need to be retained when permitted or required by law, including for transaction records, fraud prevention, security, dispute resolution, or legal compliance.
Privacy requests may be sent to: [email protected] .
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to our website, services, business practices, technology, or applicable requirements.
When we update this policy, we may revise the effective date displayed at the top of this page. We encourage visitors to review this page periodically for the current version.
Contact Us
If you have questions about this Privacy Policy, our privacy practices, or information associated with you, please contact us.
Website:
MyMoneyNeedsDirection.com
Email:
[email protected]